Why Should I Hire a Car Accident Lawyer?

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If you receive injuries in a car accident and someone else caused the crash, hiring a car accident lawyer is often the only way to receive full and fair compensation for your injuries and losses. The car accident lawyers at Sloan Law Firm help accident victims recover all the reimbursement and compensation they deserve from a person who is at fault. Your attorney helps you navigate through issues that will be difficult to address on your own.

Kansas Car Accident Laws

Complex Kansas laws apply to a car accident. Navigating through all the legal issues is the only way to ensure that you receive full and fair compensation for your injuries when another person caused the wreck that injured you.

Kansas Auto Insurance Laws

Kansas requires all drivers to carry a minimum amount of automobile liability insurance. Kansas is one of a number of states with no-fault insurance laws. To register and drive a motor vehicle in the state, you are required to carry minimum amounts of insurance. In 2022 in Kansas, drivers must have the following amount of minimum amount of coverage to pay for car accidents:

  • $25,000 per person for personal injuries
  • $50,000 per accident for personal injuries
  • $25,000 per accident for property damage
  • Uninsured motorist coverage of $25,000 per person and $50,000 per accident
  • Personal Injury Protection (PIP) insurance coverage with a minimum of $4,500 per person for medical expenses, as well as other coverage that compensates you for other accident related losses (If you receive injuries in an accident, PIP will provide coverage no matter who is at fault.)

If your injuries are minor and temporary, you recover quickly, and all your losses are paid by your insurance, you may not need a car accident lawyer. However, even in that case, it doesn’t hurt to discuss your case with a knowledgeable attorney. For example, you may be able to take advantage of additional coverage that PIP may provide.

In any case, where someone else caused an accident and you suffered serious injuries requiring extensive treatment and continuing medical bills, lost wages and income, have permanent disfigurement or disability, or experienced pain and suffering, talking with an attorney is essential.

Negligence Laws

Negligence is a legal standard used to determine who is at fault in a car accident for purposes of legal liability. Generally, being negligent means failing to act with the care of an ordinary person under the circumstances. To recover from another person for injuries caused in an accident, you must prove that the at-fault party caused the accident that resulted in your injury. That requires providing factual evidence about how the accident occurred.

A Kansas statute establishes a comparative negligence standard for all personal injury cases. Under the standard, the at-fault person’s negligence and the injured victim’s contributory negligence are weighed relative to each other. A percentage of fault is assigned to each person. That same percentage applies to the compensation the victim can recover. If the injured person is 50 percent or more at fault, no compensation can be recovered from the at-fault person.

Demonstrating negligence of the at-fault person and lack of negligence by the injured victim requires legal knowledge and skill. Proof of liability can be challenging in any accident case but is especially difficult in complex cases, like multiple vehicle accidents.

Elements of Compensation

Kansas laws permit a victim injured by someone else's negligence to recover damages (compensation) from an at-fault party. However, determining the compensation you may receive is based on certain legal criteria, and may be limited. Compensation includes property damage, medical expenses, lost income, pain and suffering, mental anguish and emotional distress, or loss of quality of life. Demonstrating these types of losses requires a thorough knowledge of the legal restrictions strategies that allow you to recover each type of loss. That will be extremely difficult or impossible if you do not have assistance from a knowledgeable personal injury lawyer.

Accident Investigation

Proving the negligence of another person and demonstrating the elements of loss requires conducting an investigation and analysis of the accident. Collecting documents and factual evidence is a task that will prove challenging for an injured victim. For a personal injury lawyer, compiling evidence and conducting accident analysis is part of the service they provide. You should be able to focus on recovering from your injuries and getting on with your life and putting the difficult work of proving your case in the hands of a capable attorney.

Insurance Company Negotiations

The goal of the at-fault person’s insurance company is to pay you as little compensation as possible. Ideally, they would like to pay you nothing at all. You should never talk with an insurance adjuster for the person who is at fault before you discuss your case with a lawyer.

Insurance adjusters are trained to manipulate and intimidate accident victims into accepting less compensation than they deserve. They also know how to get a victim to make statements that undermine their claim, even to the point where they can receive no compensation at all.

This point is so important that it bears repeating: If you are injured in an accident that may be another person’s fault, you should never talk with the at-fault party’s insurance company. Don’t contact them and do not accept calls if they contact you. Do not sign any documents or give any statement, in writing or conversation. Call a personal injury lawyer as soon as possible after your accident.

Your lawyer knows and understands the tactics and strategies insurance adjusters use on unsuspecting victims. An experienced car accident lawyer knows how to aggressively counter an adjuster’s factual and legal claims, to get you the full compensation you deserve.

Talk With a Kansas Car Accident Lawyer

The personal injury lawyers at Sloan Law Firm have the right experience and knowledge to help you handle all aspects of a car accident claim. From our offices in Topeka and Lawrence, our lawyers assist clients throughout the state. We invite you to contact us by calling (785) 357-6311 or using our online contact form.